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Mastercard SpendingPulse solutions unlock market intelligence on consumer spending by measuring in-store and online retail sales across all forms of payment


Answer key business questions with anonymized aggregate sales activity in the Mastercard payments network, coupled with survey-based estimates for other payment forms


How does my organization’s performance compare to that of the industry?


What are key upcoming sales days, and how can my organization best capitalize on them?


How are customers spending across channels (online vs. in-store), and how will that change?

Location insights

Based on historical performance, growth, density and volume of spend, where should we open a new location?

SpendingPulse translates data into profitable actions

  1. Understand market share and positioning with breakouts on sales channel and region

    Gain insights into consumer purchasing habits, performance forecasts and sales growth across channels to identify untapped opportunities

  3. Adapt quickly to sales trends with access to spend insights ahead of competing sources

How do our customers use SpendingPulse?

Related resources

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Economy 2022

Economy 2022, a global outlook report developed by the Mastercard Economics Institute, focuses on 5 key trends and how they may evolve in the year ahead -- savings & spending, supply chains, digital, risk, and travel.

Recovery Insights
Commerce E-volution

2020 accelerated e-commerce around the globe as retailers made the shift to digital. Learn what’s next in the commerce e-volution.

Recovery Insights
The Shift to Digital

The Covid-19 outbreak has accelerated the digitization of how we work, live and shop. Learn how businesses navigated the shift to digital, how consumers responded, and the spending trends likely to stay in a post-Covid-19 world.

Featured customer story

A leading drugstore chain wanted to diagnose performance in select markets by taking into account the effects of macroeconomic trends.

The drugstore chain leveraged Mastercard SpendingPulse to benchmark their performance in select markets versus broader industry and channel spending trends.

This analysis enabled the drugstore to understand how their stores were performing in various markets and how to target future investments accordingly.